Free Download · 2026 Edition

The Rural Capital Playbook

A practical guide to financing farms, timberland, agribusinesses, and rural commercial projects — written by the team that closes them.

30+ pages 9 sections Borrowers · Brokers · Investors

What you'll learn

Inside the Playbook.

How Agricultural Lenders, Institutional Capital Suppliers, and Life Insurance Lenders price rural deals in 2026
USDA OneRD, Business & Industry (B&I), Community Facilities, and REAP — eligibility, sizing, and common disqualifiers
Farmer Mac — what it is, why pricing often wins, and how to access it (you don't apply directly)
How to build a capital stack with senior debt, mezzanine, equity, grants, and tax credits
Four anonymized real-world case studies from $2MM farm refis to $48MM timberland acquisitions
A printable Borrower Readiness Checklist — what lenders actually want before you apply
Red flags in rural lending and questions to ask before signing any term sheet

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Sample sections

Why rural lending is its own discipline, the 2026 rate environment, and who actually funds these deals.

OneRD, B&I, REAP, Community Facilities. Eligible uses, term limits, and the disqualifiers that kill applications.

Three full sample stacks: $2MM farm, $8MM poultry expansion, $25MM rural food processing facility.

Anonymized closed deals — what was quoted, what we structured instead, and the outcome.

Who it's for

Farmers, ranchers, timber owners, and agribusiness principals planning an acquisition, refinance, or expansion.

Land brokers, CPAs, and attorneys who want a working reference on how rural deals actually get financed.

Capital allocators evaluating rural land, agriculture, and rural commercial transactions.

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