Ranch Financing
Financing structured for working ranches.
Capital for cattle ranches, grazing operations, and large-acreage ranch transactions — from family ranches to institutional grazing portfolios.
Loan Sizes
$500K – $100MM+
Property
Cattle · Grazing · Mixed-use
Acreage
100 – 50,000+ acres
Program Overview
Ranch Financing
Working ranches require lenders who understand stocking rates, water rights, lease income, and the seasonality of cattle operations. We bring in capital partners who price to ranch fundamentals — not residential comps.
We finance ranch acquisitions, generational transfers, and refinances of existing ranch debt across the western and central United States.
Common Scenarios
Cattle ranch acquisition
Purchase financing for working cattle operations with deeded acreage and grazing leases.
Generational transfer
Capital to facilitate intra-family ranch transitions and buy-outs.
Portfolio refinance
Consolidate multi-parcel ranch holdings into a single, longer-amortization facility.
Eligibility
- Working cattle, grazing, or mixed-use ranches
- Deeded acreage with optional supplemental leases
- LTVs typically 60–70% on ranch collateral
- Strong borrower experience or operating partner
Financing Review
Request a confidential review
A specialist will respond within one business day.
Frequently Asked
Ranch Financing FAQ
Do you finance recreational components on a ranch?
Yes. Mixed-use ranches with hunting, fishing, or lodging components are commonly underwritten.
What about water rights?
Water rights, decreed or shared, are a critical underwriting input and are reviewed early in the process.
Ready to move forward
Capital structured for serious land transactions.
Submit your transaction for a confidential review by a land lending specialist.