Farm Financing

Capital for working farms and agricultural land.

Long-horizon financing for cropland, working farms, and agricultural acreage — structured for operators, family farms, and farmland investors.

Loan Sizes

$250K – $50MM+

Acreage

Small farms to large operations

Use

Purchase · Refi · Expansion

Program Overview

Farm Land Loans

We arrange financing for row-crop farms, family farms, and large-scale agricultural operations across the country. Our lending relationships span Farm Credit institutions, agricultural banks, life insurance lenders, and specialty capital providers.

Whether you are acquiring additional acreage adjacent to existing operations, refinancing legacy debt onto better terms, or transitioning farm assets between generations, we structure capital to fit the cash-flow profile of the underlying operation.

Common Scenarios

Acquisition financing

Purchase additional acreage or roll multiple parcels into a single facility.

Refinance & rate term

Reset legacy debt onto longer amortization or fixed-rate terms.

Operator expansion

Capital to support equipment, irrigation, or storage build-out tied to land collateral.

Eligibility

  • Working farms, family farms, and institutional farmland
  • Strong borrower credit and farm-operating history preferred
  • Loan-to-value generally up to 65–75%
  • Long amortization options, including 20–30 year structures

Financing Review

Request a confidential review

A specialist will respond within one business day.

Tax returns, financial statements, property info. Up to 5 files, 15 MB each. Securely stored — only FieldService Capital staff can view.

Submitting this form does not constitute an application or commitment to lend. A land lending specialist will contact you to discuss your transaction.

Frequently Asked

Farm Land Loans FAQ

What loan sizes do you finance?

We arrange farm land loans from $250K up to $50MM+ for individual operators, partnerships, and institutional buyers.

Do you finance unimproved agricultural land?

Yes. Bare ground, tillable acreage, and improved farms are all in scope. Pricing depends on cash-flow, soils, and water.

Can the loan close in an entity name?

Yes — LLCs, partnerships, corporations, and trusts are all common borrowing structures.

Ready to move forward

Capital structured for serious land transactions.

Submit your transaction for a confidential review by a land lending specialist.