Resource Center
Tools & guides for serious rural borrowers.
The same playbook, checklists, and structures our team uses with farmers, ranchers, timber owners, and agribusiness principals.

Featured · Free Download
The Rural Capital Playbook — 2026 Edition
30+ pages covering traditional ag lenders, USDA OneRD, Farmer Mac, capital stack construction, and four real-world case studies. Written for borrowers, brokers, and investors.
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Everything else, in one place.
Borrower Checklists
What lenders actually want before you apply — financial statements, liquidity benchmarks, and the documentation that wins term sheets.
Inside the PlaybookUSDA OneRD Guide
Business & Industry (B&I), Community Facilities, and REAP — eligibility, sizing, and the disqualifiers that kill applications.
Read the sectionCalculators
Land loan payment, DSCR, capital stack, credit readiness, and loan approval probability — quick tools to pressure-test a deal.
Open calculatorsCase Studies
Anonymized closed deals — what was quoted, what we structured instead, and the outcome. Farms, timberland, agribusiness, rural commercial.
See case studiesArticles & Insights
From the field.
Farm
How to Finance Agricultural Land
A practical guide to structuring capital for working agricultural land — from row-crop farms to mixed-use operations.
ReadFarm
Farm Land Loan Requirements
What documentation, credit, and collateral lenders expect on farm acquisitions and refinances.
ReadRanch
Ranch Financing Explained
How ranch lenders price working ranches versus residential comps — and why it matters for your structure.
ReadTimber
Timberland Loan Guide
Cruise data, age class, and how timber economics drive financing structures on working forests.
ReadRecreational
Recreational Land Loan Basics
Hunting tracts, cabins, and how recreational acreage gets financed when there is no income stream.
ReadJumbo
Financing Large Acreage Purchases
What sophisticated borrowers should expect on $5MM+ rural land transactions, from term sheet to close.
ReadReady to move forward
Capital structured for serious land transactions.
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