Rural Estates

Premium financing for rural estates.

Custom capital for premium country estates, large-acreage residential properties, and lifestyle properties that fall outside conventional residential lending.

Loan Sizes

$1MM – $25MM+

Property

Country estates · Equestrian · Lifestyle

Acreage

10 – 2,000+ acres

Program Overview

Rural Estate Financing

Rural estates often combine a primary residence with significant acreage, working land, equestrian facilities, or guest accommodations. Conventional jumbo lenders often cannot value the land component appropriately.

We structure capital that recognizes the full value of the estate — improvements, land, and operating components together.

Common Scenarios

Country estate purchase

Acquisition financing for premium rural residences on significant acreage.

Estate refinance

Refinance existing residential debt that under-weights land value.

Eligibility

  • Premium rural residence with meaningful acreage
  • Strong borrower credit and liquidity

Financing Review

Request a confidential review

A specialist will respond within one business day.

Tax returns, financial statements, property info. Up to 5 files, 15 MB each. Securely stored — only FieldService Capital staff can view.

Submitting this form does not constitute an application or commitment to lend. A land lending specialist will contact you to discuss your transaction.

Frequently Asked

Rural Estate Financing FAQ

Is this a jumbo mortgage?

It is rural estate financing — structured similarly to jumbo lending but with proper credit for land and improvements that conventional lenders ignore.

Ready to move forward

Capital structured for serious land transactions.

Submit your transaction for a confidential review by a land lending specialist.